Barbecue (also barbeque or BBQ) has its roots in rural America, but continues to grow as a casual dining concept in restaurants, bars and taverns in both the cities and suburbs. While previous PN Hospitality articles have reviewed essential subjects like liquor liability and assault & battery coverage, we’re guessing no discussion will generate as much “heat” as this one about barbecue. True aficionados are passionate about their meats, their sauces, and their distinct styles, and they have strong opinions about the merits of one over the other.
The holidays can be a fun, yet stressful time. People tend to eat and drink more than they should, and might engage in forced frivolity that pushes the boundaries of common sense. Just about everyone can remember a friend, neighbor, or co-worker doing something they regretted at a party this time of year.
In the not so distant past, fine dining was the predominant hospitality concept. The experience was decidedly more formal and dressing up was expected. Who can forget the self-conscious patron obliged to wear one of the ill-fitting house sportcoats?
Obviously, things are much different now. Society has gotten more casual. Just think of the informality that’s become acceptable at church, the office, and with public officials. The fine dining segment has become less prevalent and casual dining has grown to be the preferred hospitality option. As the restaurant, bar and tavern (RBT) market has evolved, today’s operators have adapted to their customer’s changing expectations.
A hard market is never entirely predictable. Insurance industry experts have been saying a correction was due for several years, but pricing and coverage have remained fairly constant. However, over the last 6 months several leading hospitality risk programs have stopped writing business, raised their minimum premiums, and/or severely tightened their underwriting guidelines. The Patriot National Hospitality program remains committed to being open for all qualifying submissions, and continuing to strive to be your first and best choice for your restaurant, bar and tavern (RBT) insurance business.
Patriot National Hospitality is proud to be affiliated with the John R. Elliott HERO Campaign for Designated Drivers®. As the endorsed insurance program of the New Jersey Licensed Beverage Association (NJLBA), we enthusiastically support the mission of the HERO Campaign through the member establishments of the NJLBA, state and municipal governments, schools and colleges, and others. Positively promoting the use of safe and sober designated drivers while also emphasizing a commitment to keeping patrons safe are worthwhile and fitting goals for the restaurant, bar, and tavern industry.